Site Terms of Use TERMS AND CONDITIONS FOR ACCESS AND USE This policy applies to www.E-Claim.com, www.Claims-Portal.com, www.insURLinks.com, www.DynaClaim.com, www.ClaimAssignments.com, and other web sites owned and/or operated by E-Claim.com, LLC. All such web sites are collectively referred to in this policy as the "Website". The Website is an online information, communication, advertising, and sales service provided by E-Claim.com, LLC. User’s (you/your) access and use of the Website is subject to your compliance with the TERMS AND CONDITIONS set forth below. Please examine this document carefully before accessing or using the Website. By accessing and/or using the Website, you agree to be legally bound by the TERMS AND CONDITIONS set forth below. This Agreement may be modified at any time by E-Claim.com, LLC, and any such modification shall be effective immediately upon posting of the modified agreement. By your access and use of the Website you agree to periodically review this Agreement and shall be conclusively bound by any such future modifications. Content and User Submissions Unless otherwise specifically stated, all Website content, of any nature, is subject to the copyright and intellectual property rights of E-Claim.com, LLC. You may print and download a single copy of portions of the materials, solely for your personal use or non-commercial use. Any other downloading and/or copying, redistribution, publication or retransmission of any portion of Website material, is strictly prohibited, without the express written permission of E-Claim.com, LLC. You agree not to change or delete any copyright or proprietary notices from any materials downloaded from the Website. You may not sell or rent the downloaded/printed materials or create any derivative works or otherwise modify the materials on Website. You agree that any communication (via any means) you make to the Website shall be deemed not to be confidential. Said communication may include, but is not limited to, any of the following: information, feedback, data, questions, comments, replies, responses, answers, and suggestions. You further agree to grant to E-Claim.com, LLC a non-exclusive, royalty-free, worldwide, perpetual license, with the right to sublicense, to reproduce, transmit, distribute, create any derivative works of, publicly use or display any materials or other information (including, but not limited to, ideas, concepts, or techniques for new or improved services and products) you publish to the Website by any means. You further agree and acknowledge that you shall have no recourse against E-Claim.com, LLC for any alleged or actual infringement or misappropriation of any proprietary right in your publications or communications to us via any means. Community Features The Website offers members, and in some cases guest users, features such as Chat Rooms, Discussion Forums, Bulletin Boards, and other Community-type features. These features allow messages and other audio and/or video communications to be posted on the Website and/or exchanged between users. E-Claim cannot and does not monitor all of these communications. However, E-Claim.com, LLC retains the unrestricted rights to monitor any such communications and to edit or delete any such communications for any reason. The existence of these rights shall not imply any obligation by E-Claim.com, LLC to exercise these rights, nor for E-Claim.com, LLC to, in any way, control these communications and/or the rights and/or responsibilites of the person(s) generating such communication and/or otherwise using the Website. The Website features certain moderators, hosts, and other commentators (referred to hereafter as moderators) as a means of providing additional resources and information to our users. E-Claim.com, LLC does not endorse, nor guarantee the accuracy of any communication, regardless of the source. This disclaimer includes communications made by users; E-Claim.com, LLC, and/or its employees, owners, and/or representatives; moderators; and/or anyone else. Users are urged to do their own independent research of any communication or other information found on the Website before acting on it. Links to Third Party Sites Access to other Websites via links is made as a convenience to the user. These linked sites are not under the control of E-Claim.com, LLC, and E-Claim.com, LLC is not responsible for the contents of any website or other resource or material to which the Website is linked or to which the Website refers. E-Claim.com, LLC offers these links and resources as a convenience only, and does not endorse the linked site and/or the owner/operator of the site. Website Operational Policies By your accessing and using the Website you agree to fully comply with the Policies of Operation set forth below: Access to and/or participation in any area of the Website constitutes acceptance of all TERMS AND CONDITIONS. E-Claim.com, LLC cannot and does not screen all content and/or communication of any type provided by users of the Website. However, E-Claim.com, LLC reserves the right to monitor content on the Website and to remove content which E-Claim.com, LLC in its sole discretion, determines to be harmful, offensive, or otherwise in violation of these TERMS AND CONDITIONS. In order to maintain an informative and valuable service that meets the needs of the users of the Website and avoids the harm that can result from the dissemination of statements that are false, malicious, violate of the rights of others, or otherwise harmful, it is necessary to establish the following rules to protect against abuse: While using the Website you may not: Interfere, in any way, with other users of the Website; examples include, but are not limited to charity requests and any form of chain letters or multi-level marketing, period schemes, or any such item. Post, transmit, or otherwise communicate any message or information which reveals private or personal matters concerning any person. Post, transmit, or otherwise communicate any unlawful, threatening, abusive, libelous, defamatory, obscene, pornographic, profane or otherwise objectionable information of any kind, including without limitation any transmission constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any local, state, national or international law (E-Claim.com, LLC reserves the right to take such action as it deems appropriate in instances where the Website is used to disseminate statements which are deeply and widely offensive and/or harmful in nature. Violate in any way the property rights of others, including unauthorized copyrighted text, images or programs, trade secrets or other confidential proprietary information, and trademarks or service marks used in an infringing fashion. Post or transmit any information, file, software, and/or other data that contains a virus, cancelbolt, worm, Trojan Horse or any other contaminating or destructive features. You agree to abide by the above TERMS AND CONDITIONS at all times in connection with your use of Website. Failure to abide by the TERMS AND CONDITIONS may result in your loss of any and all privileges to access and/or use the Website. E-Claim.com, LLC has the right to amend the Website TERMS AND CONDITIONS from time to time, as it deems appropriate. E-Claim.com, LLC has the further right to prohibit or remove any materials or communications, which E-Claim.com, LLC believes in its sole discretion to be in violation of the TERMS AND CONDITIONS . E-Claim.com, LLC disclaims any and all responsibility for the comments, contributions, and other communications of Website users. Disclaimer You understand that, except for information, products or services clearly identified as being supplied by E-Claim.com, LLC, E-Claim.com, LLC does not operate, control or endorse any information, products, companies, organizations, associations, or services on this Website in any way. E-Claim.com, LLC does not verify the accuracy of information provided about companies and/or services in the Vendor Directory, MarketPlace, Product Showcase, and/or anywhere else on the Website. E-Claim.com, LLC does not in any way warrant the goods and/or services provided by or relating to any company named or referred to on the Website. You also understand that E-Claim.com, LLC cannot and does not guarantee or warrant that files or software of any kind, from any source, available for downloading and/or otherwise made available through the Website, will be free of infection or viruses, worms, Trojan Horses or other code or defects that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the Website for the reconstruction of lost data. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE WEBSITE AND ANY SERVICES CONTAINED THEREIN. THE WEBSITE, INCLUDING ANY AND ALL CONTENT OF ANY NATURE, IS PROVIDED ON AN "AS IS" BASIS WITHOUT EXPRESS OR IMPLIED WARRANTIES OF ANY KIND, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OR TITLE. E-Claim.com, LLC ASSUMES NO RESPONSIBILITY FOR ERRORS OR OMISSIONS IN THIS WEBSITE OR ANY OTHER WEBSITE WHICH MAY BE REFERENCED OR LINKED TO THIS WEBSITE. REFERENCES TO TRADESHOWS, CORPORATIONS, ASSOCIATIONS, AND/OR ORGANIZATIONS AND THEIR SERVICES OR PRODUCTS ARE PROVIDED "AS IS" WITHOUT EXPRESS OR IMPLIED WARRANTIES OF ANY KIND. IN NO EVENT SHALL E-Claim.com, LLC BE LIABLE FOR ANY SPECIAL, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER OR NOT ADVISED OF THE POSSIBILITY OF DAMAGE, OR UNDER ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE, COMMUNICATION, OR TRANSMISSION OF THE WEBSITE AND ANY AND OF THE WEBSITE’S CONTENT. THE INFORMATION INCLUDED IN THE WEBSITE COULD INCLUDE TECHNICAL OR OTHER INACCURACIES OR TYPOGRAPHICAL ERRORS. AMENDMENTS ARE PERIODICALLY MADE TO THE INFORMATION CONTAINED HEREIN. THESE AMENDMENTS WILL BE INCORPORATED INTO THE WEBSITE. E-Claim.com, LLC MAY MAKE IMPROVEMENTS AND/OR SAID AMENDMENTS TO THE WEBSITE AT ANY TIME. ANY AND ALL PORTIONS OF THIS DISCLAIMER SHALL AUTOMATICALLY APPLY TO ALL IMPROVEMENTS AND/OR AMENDMENTS AS THEY APPEAR ON THE WEBSITE. IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULLNESS OF ALL OPINIONS, ADVICE, SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED BY OR IN CONNECTION WITH WEBSITE. E-Claim.com, LLC DOES NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE WEBSITE WILL BE CORRECTED. This agreement shall be governed in accordance with the laws of the state of Louisiana applicable to contracts entered into and wholly to be performed therein, without regard to that body of law applicable to conflicts of laws. Jurisdiction over any disputes arising under this agreement shall be exclusively with the courts of the Parish of Orleans, Louisiana or Jefferson, Louisiana. If you are dissatisfied with the Website or with any terms, conditions, rules, policies, guidelines or practices of E-Claim.com, LLC in operating the Website your sole remedy is to discontinue using the Website. Thank you, and please enjoy using the Website. E-Claim.com, LLC